Sahm On Tight Budget, Do You Get Financial Help From Your Parents And In Laws?
Only the ones who can afford helping you and your family monthly.
We are on a very tight budget and my in laws can afford helping but we can never ask.
We just use our credit card till my husband gets paid to pay it off then use credit card again.
I can’t work because I’m a student and have 2 boys full of energy plus why work and give my money to a sitter.
How much do you spend on groceries every month?
We don’t go out to eat and have no extras and still have a hard time paying the bills because our mortgage is based on two incomes!
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7 Responses to “Sahm On Tight Budget, Do You Get Financial Help From Your Parents And In Laws?”
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Hell no. They are too busy spending their money to pay for my step dad’s nephew’s family care. Even though they have two incomes, they cant seem to stop buying video games long enough to pay the rent.
So, they get rewarded for being irresponsible, and the only time I get help is in the dire emergency when I literally have no where else to go for help. I dont ask for help, because I am an adult and its my responsibility. But they know our situation, they know we cant make ends meet, and I cant work because of medical problems. Never offer help.
I guess I should just screw off my responsibilities too. I have a few hundred I could go blow right now. Seems the only way to get any help from anywhere. Because, I tell ya, know one wants to help you when you have done everything the right and responsible way but still cant make it.
Ours don’t help. I have started to make some money through writing freelance…I know that not all SAHM’s can do this but there are other ways you can stay home and earn a little.
You could sell on Ebay for instance….or you could sell crafts online….or you could sell Avon products. Avon is actually a good way to earn cash if you work at it and you are still at home in the day…you can do it part time.
When we were really hard up once, I got a part time job working 2 nights at a local golf club….I left for work right before my baby went to bed..it was fine.
We don’t have any extras…we cut our own hair and the kids….we buy clothes only in sales and food is simple…we buy only fresh food…no processed and we have a vegetable garden too.
It’s not easy but it is worth it.
We are on a strict budget, but we do not get financial help from anyone. We spend about $400 a month on groceries.
We didn’t by our house until we had already adjusted down to one income. The thing that is killing us now is credit card debt as we ran into a lot of unexpected large expenses and didn’t have enough savings to cover it all. But we will just keep working to get it all back under control. We don’t have a ton of luxeries, but we chose a few that we really enjoy having/doing.
You might want to consider looking into refinancing. Lenders are actually suprisingly willing to work with you, especially after the whole housing mess…they’d rather you pay a little less than not pay at all.
Budgeting is tough now days, well always has been. My mom helped us out by taking the kids shopping sometimes. She did help us out when we needed a new furnace and flooring. But I was taking care of her at the time and raising my kids.
Back then I spent about $100 a week on groceries. Didn’t eat out much.
Try to get off of depending on credit cards, they can get way out of hand way too fast. Been there and am there again. Try to cut back on everything you buy, go to resale shops and discount grocers as much as possible. Try to save a few $ every week for emergencies.
We don’t get financial help technically from the parents or in laws. They do occasionally give us some money to help out with our daughters school shopping($10-$20) or just bring over a shirt/pants, shoes, whatever that they think she would like. My dad also brings over veggies that he says he has too much of(I think he is just being nice). None of this is asked for. They just do it because they know that we are struggling a little right now and they would like to help a little. They share with us some household items like a power washer, power tools,etc so we don’t have to use our money to buy them. We live in the same town as my parents so borrowing things is not an inconvenience for anyone. They don’t just give us spending money or pay one of our bills. I would not ask them either. I would have to cut down on my spending as much as I could-no internet or phone(we already gave up cable and have no credit cards) and start selling off things that I own.
We have a family of 3. We pay about $250-$350 a month for food. We do not go out to eat. We are vegetarian. I make almost everything from scratch which makes the food more healthy and cheaper-totally a win win. We bike everywhere we can to save on gas money and we also get a good amount of exercise-again a win win. Those might be options for you. It also helps to go to consignment shops or second hand shops to purchase your clothes.
There are programs that you might be able to qualify for like heat assistance in the winter, or WIC if your children are under 5, or food support, etc. Check to see what is available to you.
i wouldnt ask anyone for help – its not their responsibility, even if they have the money. however, if they offer, absolutely, take them up on it. once you finish school and start working, it’ll get better.
try to cut where you can – do you buy coffees, sodas outside the house? those $1-5 expenses add up quickly. good luck.
My mom does help us out sometimes. My husband is disabled, and my job recently ended. My mom and I help each other out. She is not able to do a whole lot so my daughter and I pitch in and help her with grocery shopping, house cleaning, ect. In turn she helps me buy groceries, and has always helped with anything to do with the kid’s whether I needed the help or not, LOL. When my step dad was in the hospital last year and out of work I helped her buy things they needed. That is what family is about, being there to lend a hand when it’s needed.